Author Topic: Insurance cover - non daily  (Read 606 times)

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Offline le mans

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Insurance cover - non daily
« on: October 29, 2020, 08:52:04 am »
Interested in current views on Ďnon-dailyí policies with agreed value. Iím thinking to contact Classic Cover and Star to see what my options are. Any other suggestions?

Offline NasTnaS

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Re: Insurance cover - non daily
« Reply #1 on: October 29, 2020, 08:54:38 am »
Classic cover. No regrets.
...Nigel Aston
1971 Porsche 911T
1989 Volkswagen Golf GTI 16V
1989 Peugeot 205 GTI 1.9
2001 Audi A4 Avant Le Mans
2009 Renault Megane R26

Offline RobClubley

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Re: Insurance cover - non daily
« Reply #2 on: October 29, 2020, 09:01:50 am »
I'm using AMI for the quattro.
Mileage limited, but reasonable pricing.
They have an option to cover the car when it's in project state for a lower cost. i.e. it's still insured just in the garage.
1985 ur quattro
2011 Mercedes C200 Wagon

Offline robh

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Re: Insurance cover - non daily
« Reply #3 on: October 29, 2020, 10:38:15 am »
I've used Swann for car that doesn't move anywhere :) and Star for car that does track days, price seems fair for cover.  No idea of what the claims experience is like.

If it's something you love or is hard to replace suggest you make sure you have salvage rights.
Daily Driver - VW Touareg V8 TDI 2012 "towing beast"
Too Many Cars - Lotus Elise S 2013 "tangerine dream"
Project Car - Golf VR6 Turbo "built not bought"
Wifes - Audi S4 Avant 2012 "I want a white car that sounds nice"

Offline rambo_005

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Re: Insurance cover - non daily
« Reply #4 on: October 29, 2020, 01:39:04 pm »
Classic cover. No regrets.

Me too. They've been great to deal with and changed the agreed value based on a professional valuation, policy wording also seems sensible from memory.

Offline le mans

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Re: Insurance cover - non daily
« Reply #5 on: October 29, 2020, 04:46:52 pm »
Good call on the salvage rights, Iíll enquire about that too.

Offline robh

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Re: Insurance cover - non daily
« Reply #6 on: October 29, 2020, 04:53:50 pm »
The other thing I would never allow is for anything special to be towed to a salvage yard "so the insurance company can assess it".

Parts go missing and they act like the vehicle doesn't belong to you regardless of any claim status.  Most yards are used to seeing cars get written off so they treat them that way.

Keep the vehicle in your possession even if it's inconvenient or more expensive to move.
Daily Driver - VW Touareg V8 TDI 2012 "towing beast"
Too Many Cars - Lotus Elise S 2013 "tangerine dream"
Project Car - Golf VR6 Turbo "built not bought"
Wifes - Audi S4 Avant 2012 "I want a white car that sounds nice"

Offline 80 Vert

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Re: Insurance cover - non daily
« Reply #7 on: October 29, 2020, 09:54:07 pm »
^^^^^^x1000%
2010 T5 Transporter TDI  Tuned by Superior Tuning NZ
2003 Jetta Coupe soon to be R36TT
1991 Golf GTI 2.0 TSI swapped
1963 Type 34 Karmann Ghia, turbo 2.0
1990 Porsche 964 911 Carrera 4
1980 1303 Beetle vert, under restoration

Offline le mans

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Re: Insurance cover - non daily
« Reply #8 on: November 03, 2020, 07:10:40 am »
Got quote back from ClassicCover. For agreed value the car needs to be 26 years old. They will do that for the RS2 (25+ years old) but the others would essentially be market value.

Offline NasTnaS

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Re: Insurance cover - non daily
« Reply #9 on: November 03, 2020, 07:14:28 am »
Ha. Yesterday I had a rethink about insurance and called PIC. They still use classic cover/ star etc but Iíll only need to deal with 1 person for all insurances.

Cheers,
...Nigel Aston
1971 Porsche 911T
1989 Volkswagen Golf GTI 16V
1989 Peugeot 205 GTI 1.9
2001 Audi A4 Avant Le Mans
2009 Renault Megane R26

Offline schattenblau

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Re: Insurance cover - non daily
« Reply #10 on: November 08, 2020, 01:23:48 pm »